- 遞延人壽年金
- 拖延生命年金
- 延期人壽年金
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deferred life annuity中文什么意思
例句與用法
- Deferred life annuity
延期人壽年金 - 2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques , including deferred life annuities , whole life insurance and returnable premiums . the model has the following properties : ( a ) through the regulation of various parameters in the model , various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous . and construct an optimization model based on aggregate model of life insurance
這個保險精算模型具有如下性質(zhì)： ( a )保險公司可以根據(jù)實(shí)際情況調(diào)整參數(shù)，不同參數(shù)的組合可以得到不同的保險產(chǎn)品，靈活適用性較強(qiáng)； ( b )年金的引入，可以緩解投保人退休后的經(jīng)濟(jì)窘境，避免或減小因退休而面臨的經(jīng)濟(jì)影響，保險的社會保障性得到了很好的體現(xiàn)； ( c )模型中的還本部分，使得這種保險產(chǎn)品具有儲蓄和保險的雙重功能，不僅擴(kuò)大了保險的社會職能，而且對于投保人來說，多了一種安全的投資選擇； ( d )年金連續(xù)的情況下，建立了具有儲蓄功能的養(yǎng)老保險精算模型。